OakClaim
CO-44Contractual ObligationPayment Adjustment

CO-44 Denial Code: Prompt-pay discount

The payer applied a prompt-payment discount per your contract — a negotiated reduction in exchange for fast payment, not an error.

Why CO-44 happens

  • Contract includes a prompt-pay discount clause
  • Payer applied the discount to a claim paid inside the discount window

How to fix a CO-44 denial

  1. 1

    Verify the discount percentage matches the contract; post as a contractual adjustment

  2. 2

    Dispute with the payer if the contract has no such clause

How to prevent it

Track prompt-pay terms during contracting and validate them in payment posting.

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