UMR (UnitedHealthcare TPA) Timely Filing Limit
UMR (UnitedHealthcare TPA) allows Plan document governs — commonly 90–180 days for initial claim submission, counted from date of service.
- Initial claims
- Plan document governs — commonly 90–180 days
- Counted from
- Date of service
- Appeals
- Per plan document — commonly 180 days
- Category
- TPA / Other
Published default as of 2026 — individual participation agreements and plan documents override payer defaults. Always verify against your contract and the current provider manual.
What billers should know
UMR administers self-funded employer plans, so the employer's plan document — not a UMR-wide policy — sets the deadline. Call the number on the member ID card and get the limit in writing.
Missed the UMR (UnitedHealthcare TPA) deadline?
- 1
Pull your proof of timely submission — clearinghouse acceptance reports (277CA), payer portal submission logs, or EDI acknowledgments. If the claim was submitted in time and lost or rejected downstream, most payers must reopen it.
- 2
The denial arrives as CO-29 — appeal with documentation, citing the original submission date and any payer-side errors (wrong member ID on file, retroactive eligibility, COB delays).
- 3
If the miss is genuinely yours, write it off correctly: timely filing denials are a contractual adjustment — billing the patient for them violates most network agreements.
- 4
Fix the root cause: charges should leave the door within 48–72 hours of the encounter, with a worklist for anything unbilled after 7 days.
OakClaim files every claim within 48 hours — no deadline math required.
Free audit shows how much late filing and unworked denials are costing you.