OakClaim
CO-106Contractual ObligationEligibility

CO-106 Denial Code: Patient payment option/election not in effect

The patient's chosen payment option or election (e.g., hospice election, managed-care option) wasn't active for this service.

Why CO-106 happens

  • Service billed under an election window that hadn't started or had ended
  • Election paperwork not on file with the payer

How to fix a CO-106 denial

  1. 1

    Confirm election dates with the payer; rebill within the correct window or to the correct payer

How to prevent it

Track election periods (hospice, MA plan elections) in eligibility workflows.

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